Terms and Conditions

Welcome to Living together matrimony (herein referred as LTM).

This document is an electronic record in terms of the Information Technology Act, 2000 and rules there under pertaining to electronic records as applicable and amended. This electronic record is generated by a computer system and does not require any physical or digital signatures.

This document is published in accordance with the provisions of Rule 3 (1) of the Information Technology (Intermediaries Guidelines) Rules, 2011 that require publishing the rules and regulations, privacy policy and the terms and conditions for access or usage of https://www.livingtogethermatrimony.com/ (the "Website/Applications"(APP).

Please read the following terms and conditions very carefully as your use of the Website and associated LTM Services (as defined below) is subject to your acceptance of and compliance with the following terms and conditions including the applicable policies which are incorporated herein by way of reference and as amended from time to time (the "Terms and conditions").

ACCESSING, BROWSING OR OTHERWISE USING THE WEBSITE INDICATES YOUR AGREEMENT TO ALL THE TERMS AND CONDITIONS herein, SO PLEASE READ THE TERMS and conditions CAREFULLY BEFORE PROCEEDING. By impliedly or expressly accepting these Terms and Conditions of use of website, You also accept and agree that you have read, understood and are bound by these Terms and conditions, regardless of how you/LTM member subscribe to or use the LTM Services. If you do not want to be bound by the Terms and Conditions, you must not use the Website or App-Applications or the LTM Services.


Living together matrimony [LTM] acts as a platform to enable any user to themselves register on it (by filling the mandatory fields and optional fields, if any) to voluntarily search for profile(s) from the database of LTM's already registered users, for seeking prospective lawful matrimonial alliances for themselves.

LTM Members are provided with free/paid access for searching profiles from the database of LTM, as per the partner preference set by you (on the Website/Applications - (App) and you shortlist the prospective alliances yourself.

LTM Membership is guided by the terms and conditions mentioned herein below. By using or accessing the CM Services, you agree to be bound by all the terms and conditions ("Agreement"):

LTM does not authenticate any information of any profile and hence you as a user need to verify the credentials and information provided by other users.

1. Eligibility

a) LTM Membership and rights of admission is reserved solely for
I. Indian Nationals & Citizens.
II. Persons of Indian Origin (PIO).
III. Non Resident Indians (NRI).
IV. Persons of Indian Descent or Indian Heritage
V. Persons who intend to marry persons of Indian Origin.
b) Further in capacity as LTM member you confirm that you are
I. 18 years or above (if you are a woman) or 21 years or above (if you are a man);
II. Legally competent to marry as per the law applicable to you (however you may register on our website/App by stating "Awaiting Living together matrimony"), and
III. Not prohibited or prevented by any applicable law for the time being in force from entering into a valid marriage.

2. Registration

a. We expect that you would complete the online registration process with fairness and honesty while furnishing your personal information's to LTM. You would appreciate that efficient and effective match making through our automated system depend upon yourself furnishing true, accurate, current, complete information and photos etc. We expect you to read the relevant column before keying in the details or selecting the option available or uploading the photo. You are requested not to key in details of the profile in field other than the applicable field (including mentioning id's of other platforms/websites/App or repeating your details in another fields, after filling them once in the relevant fields or others photographs. You further undertake that you alone shall be responsible or liable for any information provided to LTM. In order to serve you better if LTM requires additional details you agree to provide it. LTM shall reproduce the registered member details on "as is as available" basis to other registered members, and LTM members shall be solely liable for the information given by such LTM member.

b. If at any point of time LTM comes to know or is so informed by third party or has reasons to believe that any information provided by you for registration (including photos) or otherwise is found to be untrue, inaccurate, or incomplete then LTM shall have full right to suspend or terminate (without any notice) your LTM membership and forfeit any amount paid by you towards LTM membership fee and refuse to provide CM service to you thereafter.

c. LTM Membership is restricted strictly to the registered LTM individual member only. Organizations, companies, businesses and/or individuals carrying on similar or competitive business cannot become Members of LTM and nor use the LTM Service or LTM members data for any commercial purpose, and LTM reserves its right to initiate appropriate legal action for breach of these obligation.

3. Role and Responsibility of CM

a) LTM is an endeavor to help you find your dream life partner (prospect) through of process of automated searching, shortlisting and contacting prospects amongst our registered members.

b) LTM reproduces your details once you register on our website /App on "as is as available" basis and also share your profile with other registered LTM members within our consortium of website(s).

c) LTM's obligation is only to provide an interface to its registered members to search their prospect themselves without any assistance from third party / persons from amongst the other registered members of the Website/App. You agree that the system generated search results of LTM are only of the profiles registered members on Website/App.

d) LTM's automated system offers match making profiles between its registered members based on the partner preference set by each such LTM member.

e) The search conducted by any LTM member and the results thereof are automatically generated, and based on the partner preference set by you. In the event LTM member changes their partner preference on the Website/App, then the automated system generated prospect results of the Website/App may also undergo corresponding change.

f) LTM cannot guarantee the complete protection of user data while it is in transit, or prevent any tampering of the data by a third party with malicious intent before the data reaches the LTM servers

4. Role and Responsibility of LTM Member

a. To protect the broader interest of the registered LTM member and increase the efficiency, LTM members ensure to keep their username and password safe and confidential for using the LTM services.

b. Any additional information / data required by LTM for using the CM services shall be provided by the LTM Member, as and when so sought by LTM.

c. In case partner preference is modified by LTM member, then the automated system generated prospect search results in website /App may also undergone corresponding changes.

d. LTM members are requested to exercise due care and caution while shortlisting the prospect and satisfy themselves before making a choice of your match through adequate efforts, initiatives and due diligence. LTM shall not be liable for short coming due to any misrepresentations made by any of its LTM members.

e. LTM Members are expected to verify the credentials of the prospect such as family status, marital status, educational qualifications, financial status, occupation, character, health status, etc.

f. To get better search results, LTM Members are expected to provide latest photograph which should not be more than 3 months old. Providing old photographs/ photographs of others, inaccurate / false information shall be treated as violation of terms and conditions and LTM shall retain their right under clause 2 (b) of this terms and conditions.

g. CM Members are expected to refrain from :

i. Entering into any financial transactions with prospects.

ii. Sharing of confidential and personal data with each other but not limited to sharing of bank details, etc.

iii. Entering into physical relationship with any prospect before marriage.

iv. Violating any law for the time being in force.

v. From mentioning details of other matrimonial services while sending personalized messages.

h. LTM Members are expected to be cautious of prospects who ask for favors, money etc or call from multiple phone numbers, only interact over phone, doesn't come forward for face to face meeting (physically or through video calls) and don't involve family and friends in match making. Beware of suspended profiles status before you finalize an alliance with the prospect.

i. The LTM members agrees that for getting effective search results of prospects on Website/App you will regularly log in to the profile maintained in the Website/App and send expression of interest which is an automated messages to prospects as a free LTM member.

j. You also agree that while accessing / using the Website/App, you will be guided by the terms and conditions of the Website/App including, viewing horoscope of prospects, enhancing privacy settings (photo/horoscope/phone number) .

k. LTM member shall not assign or transfer your LTM membership to any other person or entity, and such an act shall be treated as violation of terms and conditions and LTM shall retain their right under clause 2 (b) of this terms and conditions.

l. If the LTM Member fails to inform LTM, about any change in the particulars furnished by LTM member to other LTM member, then the LTM membership may be suspended by LTM at its sole discretion

m. LTM Members agree to use secure devices, software and networks for accessing the CM services.

o. LTM Members shall not probe, scan or test the vulnerabilities of the CM Website/App or any network connected to the Website/App nor breach the security measures instituted by CM.

5. Customer Care / Customer Service

In the event you come across any concerns in our service, then please be free to contact us:

Email ID : info@livingtogethermatrimony.com
Contact No :+91 7593010103

6. Confidentiality

I. LTM has reasonable processes and system in place to maintain confidentiality of all personal information other than those meant for sharing with the prospect furnished by LTM members and LTM may at its sole discretion and cost take bonafide steps for maintaining the confidentiality of the information in compliance with applicable law. However, LTM/LTM member may divulge such information if required by law.

II. Any feedback you provide to LTM shall be deemed to be non-confidential. LTM shall be free to use such feedback/information on an unrestricted basis. Further, by submitting the feedback, you represent and warrant that (i) your feedback does not contain confidential or proprietary information of yourself or third parties; (ii) LTM member is not under any obligation of confidentiality, express or implied, with respect to the feedback; (iii) you are not entitled to any compensation or reimbursement of any kind from LTM for the feedback under any circumstances.

III. You agree that LTM has all the right to process your data through the automated process to serve you with suitable profiles (based on your set partner preference) from LTM or its consortium of websites and may also send you communication in this regard.

7. Privacy of Membership

LTM has taken reasonable steps to protect the LTM member's privacy and shall take all reasonable efforts to protect any personal data provided to us through reasonable security safeguards against such risks as loss or unauthorized use, destruction, use, modification or disclosure of data etc.

Although we will strive to safeguard the confidentiality of your personally identifiable information, any information transacted over the Internet cannot be made absolutely secure. You also agree that the copying the data by using technology or any other new methods of data misuse/theft cannot be secured by LTM and that LTM will have no liability for any such act. LTM member understand and agree that LTM will have no liability for disclosure of your information due to errors in transmission or unauthorized acts of third parties.

You also agree to keep your username and password confidential, to avoid any misuse of your profile at our Website/App. Please read and comprehend our Privacy Policy, which also governs your visit to LTM, to understand our practices. LTM members agree that their profile(s) may be crawled and indexed by search engines, where LTM and its network do not have any control over the search engines behavior and LTM shall not be responsible for such activities of other search engines/third party websites.

You agree that, when you use third party services through Website/App, you hereby grant LTM the right to share your information needed for providing such third party services to you or in relation to processing your information for office use of CM/its payment gateway and/or such third party service providers.

8. Disputes between Members

i. You and the prospect are both registered LTM members and are bound by these terms and condition. We request you give truthful information about yourself on the Website/App to avoid dispute between you and the prospect.

ii. LTM is not a broker or the agent of any LTM member and LTM does not partake in the exchange of any kind of discussion between the LTM members and prospects or the results of their discussion.

iii. LTM Member's are solely responsible for the communications (through any medium) with prospect or vice versa. LTM expressly disclaims any responsibility or liability for any transaction(s) or exchange(s) or interaction(s) or passing of information(s) etc. between any LTM members inter se via e-mail, chat, interaction or any other medium of communication between LTM members either using website /App or otherwise.

iv. LTM has no obligation, to monitor any such disputes arising between the LTM members, and LTM shall not be party to any such dispute/litigation etc.

9. Content Right

I. livingtogethermatrimony.com is a domain registered in the name of livingtogethermatrimony.com which is hosted in cloudways (United Kingdom). You agree that all content of LTM excluding your or third party content including advertisement on the Website/App for which CM has requisite license/right in terms hereof to display the same on our Website/App.

II. You acknowledge that you are responsible for the content (mandatory or optional content you provided on our website) and information including the profile details, photograph and other content(s) keyed in the relevant field of the Website/App at the time of the creation of the LTM profile or subsequently modified by you and also for all the post and communication with other member(s). You hereby represent and warrant that you own all rights, title and interest in your content/information or have the necessary licenses, rights, consents, and permissions to provide the said content/information. However, by submitting the content/information to LTM, you hereby grant LTM a worldwide, non-exclusive, royalty-free, sub-licensable and transferable license to use, reproduce, distribute, prepare derivative works of, display, publish, communicate to the public, law enforcement agencies, courts, and the LTM's business and services, including without limitation for promoting, communicating to the public and redistributing part or all of the content/information (and derivative works thereof) in any media formats and through any media channels. LTM also reserves the right to block the registration of your profile on Website/App, if any, in the case of your contact details/links being entered in irrelevant fields or if there are errors in data entered by the LTM members in their profile.

III. While LTM does not accept any obligation to monitor the content/information, if the content/information is found not to be in compliance with these Terms, then LTM may delete the content/information and / or terminate or suspend your registration or (without a refund of any subscription paid by you in terms of clause 2 (b) of these terms and conditions). You agree that if the situation warrants LTM may at its sole discretion put restriction on any LTM member to other member's communications.

IV. LTM reserves the right to suspend/delete the profile of the users who appropriate the name, likeness, email address, contact no or other personally identifiable information of another individual and LTM also reserves its right to initiate appropriate legal action against such individual/organization, as and when LTM get the knowledge of the same.

V. In the event we get a complaint against you and consequently we have suspended/deleted your profile in good faith, then we shall not be liable to you in any manner whatsoever, including for any loss, costs, expenses, or consequence, if any.

10. Third Party website

a) LTM member understand and agree that LTM may allow third parties to put up advertisements on the LTM application/Website/App and LTM does not control the contents of such third party advertisement on the LTM application/Website/App. Third party websites to which links are given on Website/App are not governed by these Terms and conditions and all such third party websites are governed by their own terms and conditions for use and privacy policy, and in case of conflict the terms and conditions of the third party website shall prevail. The Company does not in any manner whatsoever authenticate, endorse, verify or certify these third party websites or any contents therein. Please note that a user shall click on links to third party websites at his / her sole risk and responsibility.

b) The LTM members agrees and understands that LTM may also allow third parties to provide LTM members services on the website/App like horoscope matching etc., and LTM may also collect the payment for such third party services to you, and LTM in this regard can have revenue sharing arrangement with the such third party, however in no event shall LTM be liable to you for such third party services.

c) LTM reserves the right to add/delete/alter/modify/suspend any or all the LTM Services at any time as it may deem fit, without notice. The LTM members are expected to see the change on the Website/App.

11. Limitation of liability

a) LTM likes to inform you that the exchange of profile(s) through or by LTM should not in any way be construed as a matrimonial offer and/or recommendation and / or advice or guarantee given to the LTM member, from/ or by LTM.

b) Notwithstanding anything to the contrary contained herein, LTM's liability to you for any cause whatsoever, and regardless of the form of the action, will at all times be limited to the amount paid, if any, by you to LTM, for any specific LTM paid package, and no further.

c) LTM will not be liable in case of any wrong match made due to any available data/profiles from the LTM.

d) LTM or its office bearers shall under no circumstances be liable, if any, LTM member enter into financial transaction with any prospect or third party.

f) LTM or its office bearers shall under no circumstances be liable, if any LTM member's approaching other LTM members for the matrimonial alliance, is not responded/reciprocated by the other registered LTM member(s).

12. Class Action Suits

You and LTM acknowledge that neither of us will bring nor participate in any class action or other class proceeding in connection with any dispute with the other party. Further neither you nor LTM agrees to class arbitration.

13. General

i. The LTM Website/App shall be deemed to be used by you when it is loaded and/or continues to be loaded in temporary or permanent memory of your mobile phone, computer or any other device or in the internet browser thereof.

ii. LTM website/App act's as an intermediary as defined under sub-clause (w) of Section 2 of the Information Technology Act, 2000.

iii. In the event you file a false complaint against another prospect on our Website /App and consequently we have suspended/deleted that prospects profile based on your complaint, then we reserve our right to initiate appropriate legal (Civil/Criminal) action against you and claim any and all costs expenses from you, for such irresponsible/misrepresentation/illegal/unlawful action. We also reserve our right to suspend your profile and forfeit any and all amounts paid by you for the LTM services as per clause 2 (b) of these terms and conditions.

iv. Notwithstanding anything contained herein, LTM reserves the absolute right to delete, in any manner as it deems fit, any content of any profile listing placed on LTM/website/App (once such instance come to LTM notice) in order to ensure compliance with the rules of such placement, prima facie accuracy and the prevailing laws in force for the time being, especially those relating to providing any obscene, libelous, blasphemous, slanderous, defamatory or invasive of another person's (deceased or alive) right of privacy or publicity, or that may reasonably be deemed to be harmful, vulgar, pornographic, abusive, harassing, threatening, hateful, objectionable with respect to race, religion, creed, nationality, gender or otherwise unfit for reproduction; or suggests or encourages unfair or illegal /indecent, unlawful activity. LTM also reserves the right to block/ delete / suspend the profile which might be offensive, illegal or that might violate the rights, harm or threaten the safety of our office bearers/employees (including undue communication with any employee) and/or other registered prospects.

v. In case of conflict between the terms and condition of Website/App and terms and the terms and condition of LTM Website/App shall prevail for the service provided through this Website/App.

vi. After the expiry of the LTM paid package, the LTM member's profiles shall remain on LTM, until the CM member intimate the finalization of his/her marriage/existence of the Website and intimates the website for removal/deletion of once profile.

14. Disclaimer

a. Your access to and use of the LTM Services or any content is at your own risk. YOU UNDERSTAND AND AGREE THAT THE LTM SERVICES ARE PROVIDED TO YOU ON AN "AS IS" AND "AS AVAILABLE" BASIS. WITHOUT LIMITING THE FOREGOING, TO THE FULL EXTENT PERMITTED BY LAW, LTM DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. LTM does not warrant that the Website/App, its servers, or e-mail sent from LTM are free of viruses or other harmful components. LTM will not be liable for any damages of any kind arising from the use of this LTM Website/App, including, but not limited to direct, indirect, incidental, punitive, and consequential damages.

b. LTM does not give any implied or explicit guarantee or warranty of marriage or alliance by you choosing to register on our Website/App and using CM services (both paid and free).

c. Notwithstanding anything contrary contained anywhere, under no circumstances, LTM shall be held responsible or liable whatsoever or howsoever, arising out of, relating to or connected with:

i. any act or omission done by LTM/payment gateway/alliance partner etc.;

ii. any untrue or incorrect information submitted by you or on your behalf;

iii. any decision taken by you or on your behalf or any consequences thereof, based on any information provided by any other user (including suspension/deletion of the profile from LTM);

iv. any unauthorized or illegal act done by any third party relating to or connected with any information submitted by you or on your behalf;

v. any cybercrime attempted or committed by anyone and

vi. any incident of force-majeure or 'act of god'.

vii. Any issue already stated in these terms and conditions including limitation of liability clause of these terms and conditions.

viii.. LTM Members are expected to counter check the veracity of the documents submitted by the prospects while shortlisting the prospect and satisfy themselves before making a choice of your match through adequate efforts, initiatives and due diligence. LTM do not claim the authenticity or ownership of the home or office address scheduled for an appointment as being the member's actual or legal place of residence or employment respectively. LTM Members are requested to exercise due care and caution while shortlisting the prospect and satisfy themselves before making a choice of your match through adequate efforts, initiatives and due diligence. LTM will not be liable for any damages of any kind arising from the use of this Website/App including, but not limited to direct, indirect, incidental, punitive, and consequential damages.

ix. You shall not be liable for the outcome of during any interaction in a meeting, call, sms, chat, email or social media posts at any point of time

x. Any issues relating to any technical malfunction of any telecommunication network, software, hardware failures, network congestion, denial of service, failure due to spamming or any combination of the above.

xi. You expressly agree that your use of this Website/App is at your sole risk.

15. Indemnity

By using our LTM services you agree to defend, indemnify, and hold harmless LTM, its subsidiaries, affiliates, Directors, officers, agents, and other partners and employees, fully indemnified and harmless from any loss, damage, liability, claim, or demand, including reasonable attorney's fees, made by any person through improper use of the service provided by LTM. This defense and indemnification obligation will survive in perpetuity.

16. Breach

You agree that if we receive feedback/ complaints against your profile in relation to the facts that you are seeking physical / financial favors from our other registered members or have provided incorrect information on our website/App or committed any unlawful/illegal activities through the use of our website/App or created a profile on our website /App by impersonation/ fake/ bogus/ false/ misrepresentation/ without consent of the person who's profile is being registered or use only part information including using photo of third parties without the permission of such third parties or act with other members/employees in indecent/improper manner, then we/LTM in good faith reserve our right to suspend/delete your profile at our sole discretion without any notice to you, we also reserve to stop all LTM services to you and take any action as mentioned in clause 2 (b) of the Terms and Conditions.

LTM reserves the right to forthwith terminate your LTM membership, block/delete your profile and forfeit entire amount paid as membership fee; if at any time LTM, in its sole discretion, is of the opinion or has any reason to believe that, you have violated these Terms and conditions of use. We also reserve our right to file appropriate police complaint against you, if the breach of these terms and conditions is/are criminal in nature.

17. Termination

a. Unless otherwise provided in these Terms and Conditions, LTM membership may be terminated by LTM / you without assigning any reasons by serving 7 days written notice on the other, all amount paid till date by you to LTM shall be forfeited.

b. Upon termination / suspension of LTM membership, your right to use or access the LTM Website/App LTM services will cease immediately. All provisions of this terms and conditions that by their nature should survive termination shall survive termination, including, without limitation, disclaimers, and limitations of liability. Termination of your access to and use of the LTM Services shall not relieve you of any obligations arising or accruing prior to such termination.

18. Mode of Payment

a. All payments to LTM shall be by way of Cash/Cheque/Credit/Debit Cards/Netbanking/RTGS/mobile wallets/UPI with the prevailing RBI guidelines. Activation of paid CM service shall be subject to realization of the said payment. In case of dishonor of Cheque/demand draft; you shall be liable to pay applicable bank's cheque/DD bouncing charges. Further CM service to your account will be deactivated / suspended until you settle the value of the payment and applicable bank charges in cash.

b. LTM uses third party payment gateways for collection of credit/debit card or other payment instruments. In case of payment gateway failure the same would be communicated to the LTM member by the payment gateway provider. LTM shall not be responsible for Extra currency/conversion charges/deductions/error issues from payment gateway. In the case of failed online transactions, which result in no services, LTM offers no guarantees whatsoever for the accuracy or timeliness of the refunds reaching the Customers card/bank accounts through the payment gateway.

19. Renewal

A. All LTM paid package users can renew the paid package.

B. The payments made by LTM member to LTM by way of registration / membership / renewal fee / auto renewal is/are treated as non-refundable. Payment once made for CM services cannot be assigned to any person/party or adjusted towards any other product or packages provided by the Company.

C. LTM members cannot put the paid LTM service on hold even temporarily, for any reason whatsoever. Based on the tenure of paid LTM service and date of payment taken, the expiry of paid LTM service will automatically happen on expiry of the applicable paid package taken by you.

i) We automatically renew all paid Memberships before the expiry of the term of the paid Membership. You agree that your account will be subject to this automatic renewal feature. We would send an electronic mail to your id registered with us for your automatic renewal.

ii) When you first subscribe for your paid Membership, you acknowledge that when your paid Membership expires it will automatically renew for the duration and at the cost prevailing at that point of renewal shall be applicable.

20. After availing our services and if you opt for chargeback, we will have the right to suspend your profile and take action against you as we deem fit without any notice to you.

21. Your Mobile network

a) You acknowledge that the terms of agreement with your respective mobile network provider ('Mobile Provider') will continue to apply when using the app. As a result, you may be charged by the Mobile Provider for access to network connection services for the duration of the connection while accessing the app or any such third party charges as may arise. You accept responsibility for any such charges that arise.

b) This app is available to handheld mobile devices running Android Operating System / Apple Operating System. We will use reasonable efforts to make the app available at all times. However you acknowledge the app is provided over the internet and mobile networks and so the quality and availability of the app may be affected by factors outside our reasonable control. We reserve the right to add/delete/alter/modify/suspend any or all the Services at any time as it may deem fit, without notice.

c) It is our discretion to update/maintain our app or to remove any features from our app as we may think fit. We are not liable to you for any damage or alteration to your equipment including but not limited to computer equipment, handheld device or mobile telephones as a result of the installation or use of the app. We are not liable to you for any damage or alteration to your equipment including but not limited to computer equipment, handheld device or mobile telephones as a result of the installation or use of the app.

22. Jurisdiction and Applicable Law

a) The registration of LTM membership and all LTM services are deemed to have been entered into within the territorial Jurisdiction of Ernakulam, India.

b) The LTM Members unconditionally agree that all such disputes and / or differences if any shall be governed by the Laws of India and submitting to the exclusive Jurisdiction of appropriate court of law in Ernakulam, India.

23. Arbitration of Disputes.

The Parties shall discuss among themselves and resolve any disputes informally. LTM is always interested in attempting to resolve any Disputes by amicable and informal means, and we encourage you to contact us before resorting to arbitration. If the dispute is not resolved within 30 days from the date of such dispute, then such dispute may only be resolved through an individual arbitration governed by the Federal Arbitration Act, to the maximum extent permitted by applicable law. Please go through this link for Arbitration process.

However, Disputes relating to infringement of LTM intellectual property rights, which LTM may elect to have resolved by means other than arbitration. Notwithstanding the above, both the parties agree that in connection with any Dispute, our rights will be determined by an independent arbitrator and not my any Jury, Judge or a Court. The arbitrator disputes will be according to the rules of Arbitration and Conciliation Act, 1996 with Chennai, Tamil Nadu, India as the venue of Arbitration. The Language of Arbitration shall be in Engllish.

24. Enforcement

Any proceeding to enforce this arbitration agreement may be brought in any court of competent jurisdiction.

25. Limitation of Time Period to Commence a Dispute.

Regardless of any statute or law to the contrary, and to the maximum extent permitted by applicable law, any Dispute must be filed within one (1) year after the date in which the incident giving rise to the Dispute occurred. Failure to file an arbitration claim as described above within the applicable limitations period constitutes a waiver of such claim and serves as complete bar to any claim based on any Dispute.

29. You hereby, unconditionally and irrevocably confirm that you have read terms and conditions and agree to abide by them and the information provided by you is true and correct.

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